FEDERAL TRADE COMMISSION, Plaintiff v. ACCOUNTING BUSINESS CONSULTANTS, INC., a California corporation, also doing business as NATIONAL AMENDMENT ASSISTANCE, NATIONWIDE ADVOCACY ADJUSTMENT, UNITED ADVOCACY COUNSELING, N.A.A., NATIONAL ACCOUNTING ASSISTANCE, U.A.C., NATIONWIDE INTAKE, and AMERICAN COMPLIANCE; ACCOUNTING BUSINESS CONSULTANTS, INC., a Nevada corporation, also d/b/a NATIONAL ADVOCACY ADJUSTMENT, NATIONWIDE ADVOCACY ADJUSTMENT, N.A.A., and U.A.C.; ACCOUNTING SERVICE PROVIDERS, INC., a California corporation, also d/b/a NATIONAL AMENDMENT ASSISTANCE, PROCESSING SERVICE PROVIDERS, N.A.A., A.L.A., ACCOUNTING ADMINISTRATION SERVICES, U.A.C., and AMERICAN AFFORDABILITY SERVICES; AMSTER BEENE PARTNERS, INC., a California corporation, also doing business as ENTITLEMENT PROCESSING SERVICES EPS, EPS-AALS, AMERICAN COMPLIANCE, AMERICAN ELIGIBILITY SERVICES, and AMERICAN ENTITLEMENT ASSISTANCE;ASSERTIVE LOAN ADVISORS, INC., a California corporation, also d/b/a UNIVERSAL LEGAL ADVOCACY, ALLIED SERVICES, ASSERTIVE SERVICES, A.L.A., and U.L.A.; INDEPENDENT ACCOUNTING CONSULTING, INC., a California corporation, also doing business as NATIONWIDE ADVOCACY ADJUSTMENT, N.A.A.; UNITED ADMINISTRATION COUNSELING, INC., a California corporation, also doing business as UNITED ADVOCACY COUNSELING, U.A.C., and UNITED INTAKE; UNITED BOOKKEEPING SERVICES, INC., a California corporation, also d/b/a ALLIED LEGAL ASSISTANCE, ALLIED LOAN ADMINISTRATION, A.L.A., N.A.A., P.P.D.S., U.A.C., and ALLIED CONSUMER ASSISTANCE; MARINUS PIETER VAN ZWEEDEN, a/k/a MARCEL VAN WEEDEN, MARINUS VANZWEEDEN, MARCEL VANZWEEDEN, MARINUS VAN SWEEDEN, MARSHALL ZELLER, and MICHAEL ZIMMER, individually and as an officer of Accounting Business Consultants, Inc. (NV), Accounting Service Providers, Inc., and Amster Beene Partners, Inc.; MARTIN HOWARD RUB, a/k/a MARTIN RUBEN, individually and as an officer of Accounting Business Consultants, Inc. (CA) and Independent Accounting Consulting, Inc.; and SUSAN JANE BUSTAMANTE a/k/a SUE BUSTAMANTE, SUSAN BUSTAMANTES, and SUSAS BUSTAMANTE, individually and as an officer of Assertive Loan Advisors, Inc., United Administration Counseling, Inc., and United Bookkeeping Services, Inc., Defendants.